Personal loans for every purpose

Whether you need a new car, have some debt to pay down, or finally want to build that deck you’ve always dreamed about — we make getting the loan you need possible.

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Checking + Savings Accounts

Checking + Savings

Spend. Save. Track. Earn.
All in one account

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CDs + Money Market Accounts

CDs + Money Market Accounts

Flexible long or short term savings options

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Keep your account
safe and secure.

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Our loan process is fast, friendly, and as simple as it gets. We manage all your documents online, and you’ll get one point of contact to guide you through the process from start to finish.

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Unsure which loan is right for you?

Our loan officers are happy to help. We’ll work with you to find and structure the right loan for your situation.

No matter what you’re looking to finance, we’ve got plenty of options to choose from.

How do I qualify?

Most loans are only available to Kansas City area borrowers or existing nbkc customers.

Check the description of the loan you’re interested in below before you apply.

Local counties we serve:


Douglas, Johnson, Leavenworth, Miami, Shawnee and Wyandotte.


Buchanan, Cass, Clay, Jackson, Platte, and Ray.

Other specific qualification requirements vary by product and loan type. To see if you qualify, contact the loan professional listed for each product below.

Got questions?

Loan operations team:
Contact a
loan professional

Loans we offer

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Home equity loans

Own a home? Use your investment to get the funding you need now. Borrow against your existing home equity to finance a renovation, start a project, or whatever else you need to finance.

Currently only lending to borrowers in the Kansas City area.

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Automobiles. Motorcycles. Boats. RVs.

Get where you wanna go with an auto loan. Use it to purchase your next big toy — whether it’s a car, motorcycle, boat, or RV. Fuzzy dice not included.

Currently only lending to customers in the Kansas City area.

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CD secured loans

Got a Certificate of Deposit (CD) account with nbkc? A CD secured loan can get you the funds you need fast.

Available to nbkc CD account holders only.

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Bridge loans and real estate lot purchase loans

If you haven’t sold your house and are looking to buy a new one, a bridge loan can help you finance it. Or if you’ve got your eye on a great piece of land, a real estate lot purchase loan can make it yours until you’re ready to build.

Currently only available to borrowers in the Kansas City area and non-local borrowers with an existing nbkc home loan or mortgage.

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Home construction

Own a lot of land and need help building your dream house? A home construction loan may be an option.

This loan only applies to brand new construction projects.

Borrowers should come prepared with an appraisal for the completed home, title work, a cost budget analysis and a plan.

Currently only lending to customers in the Kansas City area.